Commercial Heritage Insurance
including Fine Art Insurance
Do you own or run a business in a heritage or period property? If so, the heritage aspect of the site may be key to the success of your business. This means it’s essential you have the right insurance for your property.
Our flexible heritage and listed building insurance is designed for anyone who owns a heritage property used for commercial purposes or who has a business based in one. It combines commercial insurance with covers specifically designed for heritage and period properties.
We were the first insurer to offer bespoke heritage and listed building insurance and now insure more Grade I listed buildings than anyone else. We insure all types of heritage and period properties, from museums and stately homes such as Chatsworth House and major attractions like the Eden Project through to small businesses. Buildings do not need to be listed. Find your nearest heritage insurance broker using the postcode search on the right.
As well as specialist covers, our listed buildings insurance offers you access to expert guidance, advice and support . And with 92% of our customers very or extremely satisfied** with our 24-hour claims service, you can also be confident we’ll be ready to resolve claims as quickly and fairly as we can.
Find your nearest broker using the postcode search on the right.
Free buildings valuations service
Buildings valuations can be complex for heritage properties because each property is unique. It’s important that you get an accurate valuation to make sure that you’re not under or over-insured – a problem that affects many listed buildings.
Our heritage property experts can provide a free buildings valuation service on premiums over £2,000***.
Specialist and flexible heritage insurance for listed buildings
Our flexible heritage insurance can be tailored to individual needs to give you quality cover at competitive premiums. We also offer fine art insurance for your art, antiques or collections.
Choose from our extensive range of covers, so you get the heritage insurance you need and only pay for what’s important to you. Covers available include:
Cover for special buildings of historical or architectural interest
Archaeological costs that may follow an insured event
Contents, including antiques, exhibits and fine art
Meeting local authority conditions under the Planning (Listed Buildings and Conservation Areas) Act 1990
Business interruption
Legal expenses
Employers’ liability
Public liability
Equipment breakdown
For more information, please read our commercial heritage insurance summary of cover.
* Of those who named an insurer in the survey, the majority named Ecclesiastical as the best insurer for heritage insurance. Research carried out by FWD, an independent market research company.
** Ecclesiastical claims satisfaction survey 2009
*** Terms and conditions apply
